Critical Evaluation of a Website Essay Example | Topics and Well Written Essays - 500 words

Critical Evaluation of a Website - Essay Example Also, it is possible to contact WWW@sil.org. There is no any information about updates and creation of this web page. It is possible to say that this document is a current one because the organization indicates a current year on the site. The site provides viewers with a link to the home page. Also, the graphics of this site and information display is appealing to users. The purpose of the page web is indicated on the home page. Thus, there is a need for up-to-date information and the exact date of all changes. The information discussed in the article is useful for my purposes because it highlights SIL's philosophy and importance of endangered languages for general community. Unfortunately, the web page lacks objectivity because there is no a bibliography of print sources. The web page leads viewers to other Web resources but omits printed materials on this topic. Taking into account the pros and cons of the web page, it is evident that the key to any successful relationship program is detailed information and its design. Another feature, which is closely connected with this one, is that the better information that visitors have about the author, the more value they will potentially be able to provide. The main weaknesses of the web page are that it does not indicate the last date of changes and a bibliography.

Discuss, analyze, and evaluate Robert Frank's famous photo- New Oleans Research Paper

Discuss, analyze, and evaluate Robert Frank's famous photo- New Oleans - Research Paper Example ty, he happened to show the photographs to a writer named Jack Keruoac, who immediately agreed to give him a good write up in response to his photographic works. From then on, there was no turning back as he embarked on a fruitful an interesting journey of success. One of his most successful photographs was titled â€Å"New Orleans† that Frank clicked while he was on one of his holiday trips with his family. All through the journey he had taken out many photographs, in fact about 27,000 thousand of them of which the photograph titled ‘New Orleans’ was one. From these photographs Frank chose 83 images for a vote which he published in 1958 and titled ‘Les Americains.’ All of Frank’s photographs speak volumes as each character seems so lifelike and filled with emotion. This famous photograph that was titled â€Å"New Orleans† was one that has stood the test of time, just for the sheer way in which it was captured. The photograph portrays an acute consciousness of the prevailing conditions in America when discrimination and segregation were at its peak. Frank’s camera explicitly captures the essence of a segregated trolley car of New Orleans, which shows its passengers seated one behind the oth er. The passengers were five in number comprising of three white individuals and two who were black. The photograph speaks for itself because as soon as you cast eyes on it, you could easily make out the social injustice with which the black population was treated. This particular photograph is filled with melancholic meaning and evokes a sense of sincerity and truth of what America was during the 50’s. This photograph is one of Frank’s most popular ones and finds its honorable place in most of the exhibitions around the world. During the editing of the photographs for the book ‘The Americans’, he placed two of his best images together placing them on the same negatives. These photographs were â€Å"Canal Street - New Orleans  " and the shot was a reverse angle

Financial Statements Analysis In Making Investment Decisions Finance Essay

Financial Statements Analysis In Making Investment Decisions Finance Essay During the financial crisis in 2008, the world witnessed the bankruptcies of leading firms such as Lehman Brothers or Washington Mutual. These collapses caused the losses of many shareholders and stock investors and raised the importance of financial analysis in investment. This project looks at the necessity of financial statement analysis in investment decision making with an emphasis on how to use it to reveal potential risks. Introduction One of the most important long-term decisions for any business is investment with the aim of making gains in the future. Investment decisions are concerned with the use of funds including buying, holding or selling and each decision could be vital to a firm. A careless decision may result in a long-term loss or even worse, bankruptcy. Therefore, an in-depth understanding and analysis is necessary for a high quality investment decision process. This is also even more critical to investors who invest in stock of company or shareholders. Financial statement analysis is critical in making effective stock investment decisions. By study the balance sheet, income statement, cash flow statement and statement of owners equity separately and combined, an analyst might have a good sense of a companys overall financial picture; therefore, the investment decisions are likely to be reasonable and profitable. I. Understanding of financial statements analysis In order to understand the analysis of financial statements, it is necessary to define financial statements. According to Fabozzi (2003), financial statements are summaries of the operating, financing and investment activities of a business. These reports provide information to both investors and creditors in making credit, investment, and other business decisions. In other words, financial statements might be used as a tool to predict a companys future earnings. There are four basic financial statements including: the balance sheet, the income statement, the statement of cash flows and the statement of shareholders equity. Firstly, the balance sheet is a summary of the assets, liabilities and equity of a business at a particular time. Assets include the resources of an enterprise that are used to generate profits. Therefore, if a company owns assets, the company can expect them to produce cash inflows in the future. Take for example, cars of a taxi company will be used in order to serve customers and gain income to the company. Liabilities are obligations of the business, or in other words, the commitments to creditors in the form of future cash outflows. Another factor is Equity, which reflects ownership. This means equity represents the part of a firms value that is not owed to creditors and therefore is left over for the owners. Thus, equity is the difference between assets and liabilities. Another part of financial statements is income statement, which is a summary of the revenues and expenses of a business over a period of time. Therefore, it shows both the results of the firms operating and financing decisions during that time, and people can also call this as the profit and loss statement. Thirdly, statement of cash flows is a summary over a period of time of a firms cash flows. This statement lists separately its operating cash flows, investing cash flows, and financing cash flows. The last main part of financial statements is the statement of shareholders equity. This provides additional information about equity including the amounts and changes in equity accounts; thus, it is considered as a link between the balance sheet and the income statement. Apart from the four main parts, the financial statements include notes in order to give additional information to readers. The first notes summaries the companys accounting policies such as methods of inventory accounting, methods of depreciation and foreign currency translation. Depending on each company, then there may be additional notes providing, for example, information on mergers or acquisitions. Financial statement analysis is a process that examines past and current financial date for the purpose of evaluating performance and estimating future risks and potential. II. What influences the making of Investment decision? In order to understand how financial report analysis affects investment decisions, it is important to understand the main contributing factors of making an investment decision. According to Cahill (2003), the investment decision making bases on assessing the sectors prospects, assessing the companys prospects and evaluating the value of company. A sectors prospects, which are dependent upon the supply/ demand, pricing and cost trends within the industry, provide information to analyze a companys prospects in more details. Meanwhile, the analysis of the prospects for the company is based on four drivers including management and strategy, performance and returns, financial positions and outlook for earnings. The combination of these factors determines the value put on a companys share. After analyzing the numbers and the four factors, it is important to evaluate those numbers with some approaches such as price/earning. As it can be seen clearly, financial statements are essential source of information in analyzing companys prospects and in evaluating companys value. Therefore, it is safe to assume that financial statements analysis is important in the making of investment decision. III. The influences of financial statements analysis on investment decision 1. Financial ratio analysis and its effect Financial ratio is one of the most important tools of financial analysis. In financial ratio analysis, the relevant information that will be processed is primarily from the financial statement data. A ratio is a mathematical relation between two quantities, in this case is from financial statements. Generally, by using financial ratios, investors can evaluate five aspects of operating performance and financial conditions including return on investment, liquidity, profitability, activity and financial leverage. With return on investment ratios, analysts compare measures of benefits, such as net income or earning before interest and taxes, with measures of investment in order to evaluate how well the firm uses its sources in its operations. Thus, analysts could consider increasing their investment into the firm if its ratio of net income to total assets is larger than other firms in the same sector. Moreover, not only compare current figures, investors might compare a firms current ratio with its ratio in the past so that they could have a view of how well the firm operate in the recent period of time. On the other hand, investors can assess the companys liquidity, which is the ability to meet the short-term obligations using current assets, by several ways including current ratio, quick ratio or net working capital to sales ratio. Take for example, a ratio of current assets to current liabilities will provide information about the comparison between assets that can be readily turn in to cas h and obligations that are due in the near future. In other words, by calculating this ratio, people might know the ability of a company to satisfy obligation due in the near future; therefore, they could have an valuable information about the safety of investing in that company. As it can be seen clearly, the higher a firms liquidity is, the more secure the investment is. Moreover, professional investors even extend their analysis skill by adding profitability ratios, which help them gauge how well a firm is managing its expenses. With detailed information in financial statements, investor can select and use different profitability ratio in each case. For example, suppose an analyst wants to evaluate how well production facilities are managed, it is reasonable to focus on the comparison between gross profit, which is a measure of income that is direct result of production management, and sales. This ratio shows the portion of each dollar of sales that remains after deducting production expenses; hence, the analyst might evaluate the firms ability to manage expenses. In general, it would be unwise to invest in a company that cannot control its expenditures appropriately (Akintoye, 2009). Apart from above ratios, activity ratios can be used to evaluate the benefits produced by specific assets; thus, they would be useful in specific circumstances. For instance, a ratio of cost of goods sold to inventory provide information about how quickly a firm has used inventory to generate the goods and services that are sold. Another kind of ratios is financial leverage ratio, which is used to assess how much financial risk the firm has taken on. These ratios are essential to evaluate the safety of investment decision to that company. Although financial ratio analysis help analysts in evaluating a firms operations, risk and potential returns so that they can decide to invest in the firms securities or not, this analysis cannot tell the whole story and must be used with care due to some limitations such as interpretation of the ratios or accounting data. 2. Earning analysis In order to give out a right investment decision, investors have to forecast the market value of firms securities, or in other words, forecast a companys cash flows in the future. However, this is difficult and as an alternative, investors examine the historical and current relation between stock price and some fundamental factors. In many cases, the factor is used to estimate the value of securities is earnings. Earnings are varying in different circumstances; therefore, it is common to use different approaches depend on real case. For example, if an investor is evaluating the performance of a companys operations, the focus is likely on the operating earnings of the company the earnings before interest and taxes. Generally, earning analysis is usually referred to the amount of earning per share of stock. In this case, the EPS (earnings per share), which shows how much on each share is earned by the firm in a given accounting period, is widely used. A firm with high EPS seems to be a profitable firm and is worth to invest in; thus, EPS can play a significant role in investment decision making. However, earnings can be adjusted by the firm itself and in fact, there are pressures that force the firm to adjust its earnings such as meeting analyst forecast or meeting shareholders expectation. In particular, earnings can be manipulated using a number of devices including the selection of inventory method and the selection of depreciation method. The pressure to report constantly increasing earnings may also result in wrong earning report. For example, Leslie Fay showed increasing earnings in 1990 and 1991, even though its business was not that excellent (Fabozzi, 2003). Therefore, similar to using financial ratios analysis, earning analysis should be done with most careful attitudes. 3. Cash Flow analysis According to Fabozzi (2003), cash flow play an important role in valuation and help analyst calculate the current value of a company base on the present value of its expected future cash flow. Moreover, understanding cash flow allows an investor to assess the ability of a firm to maintain current dividends and its current capital expenditure policy without relying on external financing. Currently, a firm reports its cash flows on the statement of cash flows using either the direct method, which is reporting all cash inflows and outflows, or the indirect method, which is adjustment the net income with depreciation and other noncash expenses. By looking at the relations among cash flow from operations, cash flow from investing activities and cash flow from financing activities, an analyst could have a overview of the firms activities. For example, a young fast growing company is likely to have a negative cash flows from operation and a positive cash flows from financing activities because the company rely on external financing. Examination of the sources of cash flows, especially over time, gives analysts a general idea of the companys operations. For instance, PG, which is a mature firm, has a consistent cash flow. Moreover, cash flow information may help the analyst identify companies that may encounter financial difficulties. A clear example of this case is W.T. Gr ant company during 1966-1974 with no definite clues of bankruptcy that were showed on profitability ratio, turnover ratio and liquidity ratios. However, a study of cash flows from operations clearly revealed that company operations were causing an increasing drain on cash (Fabozzi, 2003). For above reasons, cash flow analysis is an essential part of making investment decision. Conclusion Financial analysis is the basis for investment and financing decisions and the basic data for this analysis is the financial statement data. This data can be used to analyze the relationships between different elements of a firm in order to provide an overview as well as an in-depth view of companys operation and financial condition. Moreover, by looking at the calculated financial ratios, in the connection with economic data, investor can make judgments about past and future financial performance and conditions. Besides, earnings analysis and cash flow analysis may provide even more detailed information about the firm, and also help investor to see potential risk. Therefore, it is safe to assume that financial statement analysis play an irreplaceable role in making investment decisions.

Arthur “Mr. Chips” Chipping, age 85 Essay

The venerable institution of Brookfield has grown a little poorer. Its memories have faded, just a little more swiftly than memories are apt to do, having lost its greatest memory-keeper. The teachers, the staff, and even the boys that passed through its halls, considered Arthur Chipping to be as much a part of Brookfield as the stone and mortar of its walls. However, in the end, he proved to be flesh and blood. Arthur Chipping died in his sleep today, at the age of 85, after a long life of service to the young men of England. Chipping was born in 1848. In 1870, at the age of twenty-two, Chipping â€Å"took his prep† at in the Big Hall of Brookfield, a boys’ public boarding school. It was at Brookfield that he remained until the end of his life, although he had retired in 1913, at the age of 65. Viewing hours will be between 7 p. m. and 9 p. m. tomorrow. Flower donations should be sent in care of Mrs. Wickett, Brookfield. Chipping was a master throughout his career, teaching classical history, Greek, and Latin for all of his 42 years at Brookfield. In 1900, Chipping briefly served there as Acting Head, following the sudden death of the Head of Brookfield, from pneumonia. Following his retirement in 1913, Chipping remained active at the school, attending important matches and dinners and taking it upon himself to prepare and edit a new Brookfeldian Directory (91). In 1916, Chipping returned to teaching at his old post, due to the teaching shortage created by the First World War. During this time, he acted as a stabilizing force for Brookfield, keeping, as he was fond of saying â€Å"a sense of proportion† about it when he was again appointed to Acting Head of Brookfield. He retired for a second time in 1918; this time his retirement was permanent. It would not be overstating the matter to say that Chipping, fondly known as â€Å"Mr. Chips,† was a once in a lifetime master. Only one other individual seems to approach his dedication: a Mr. William Balgarnie, a master at The Leys (Carroll par. 8), whose life was similar enough so that they seemed modeled after one another. Chipping leaves no living relatives. At 48, he met 25-year-old Katherine Bridges, an out of work governess, while walking at Great Gable. They married only a week before the autumn term began that year, not leaving themselves time for a honeymoon. It was Katherine who gave Chipping the nickname of â€Å"Mr. Chips. † She predeceased him after a brief marriage, while giving birth to their only child. Although he leaves no heirs, Chips once commented that he had â€Å"thousands† of children. All boys. Goodbye, Mr. Chips. You will be missed. Works Cited Carroll, Timothy. â€Å"Who was the real Mr. Chips? † 12 Sept. 2002. 6 June 2008. . Hilton, James. Goodbye, Mr. Chips. 1934. New York: Little, Br

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Surnames Derived From Occupations

Rhetorical Paper. For My Rhetorical Paper, I Decide To

Rhetorical Paper For my rhetorical paper, I decide to choose Senator John F. Kennedy as my candidate, because I felt that John. F Kennedy was very effective and confident in answering the questions. I felt that John F. Kennedy’s overall target audience are those who believes in freedom and supports the Democratic party. Those who also agree that the Congress should give medical aid to the aged, a comprehensive minimum hourly wage bill, and federal aid to education. I feel that the purpose and goal that John F. Kennedy wanted to achieve is to make America strong by promoting freedom, good leadership, and getting other countries to view America as a strong country just as China and Khrushchev as Kennedy stated â€Å"I want people in Latin†¦show more content†¦When John F. Kennedy states â€Å"I think Mr. Nixon is an effective leader of his party.† Ethos is being used because John F. Kennedy is stating his opinion on how Vice President Nixon is a great leader to be nominated by the Republican party. John F. Kennedy also uses pathos when answering this question. When Kennedy states â€Å"I hope he would grant me the same.† I felt Kennedy used pathos well, because he hopes that Vice President Nixon views him as a great leader too. I felt that Vice president Nixon used ethos very well, when he answered the question about teacher salary. Even though I found Vice Presidents Nixon answer ineffective. I felt that Nixon used ethos when he used John F. Kennedy’s views on raising teachers’ salaries instead of answering the question with his own opinion Nixon states â€Å"There is another point that should be made. I favor higher salaries for teachers. But, as Senator Kennedy said in January of this year in this same press conference, the way that you get higher salaries for teachers is to support school construction, which means that all the local school districts in the various states then have money, which is freed to raise the standards for teachers salaries.† I felt that Nixon answer was ineffective, because he uses Kennedy’s views on raising teacher salary instead of his own. Nixon then moves into logos when he mentions how the teacher salary increases â€Å"Teachers Show MoreRelatedFor My Rhetorical Paper, I Decide To Select Senator John1424 Words   |  6 PagesFor my rhetorical paper, I decide to select Senator John F. Kennedy as my candidate, because I felt that John. F Kennedy was very effective and confident in answering the questions. I felt that John F. Kennedy’s overall target audience are those who believes in freedom and supports the Democratic party. Also, individuals who agree that the Congress should give medical aid to the aged, a comprehensive minimum hourly wage bill, and federal aid to education. I feel that the purpose and goal that JohnRead MoreMany students do not know what rhetoric means. Students know how to be persuasive when they are700 Words   |  3 Pagesgive thei r writing a persona. In addition, students do not know their rhetorical choices and context can affect their writing. Therefore, college students should learn about rhetoric, because it will help them with their writing. Rhetoric is college students using language effectively and persuasively. When students are persuasive they have to convince their audience and reader. For example, when I want to persuade my audience I provide examples and evidence that they can understand. More simply,Read MoreLearning How to Write Effectively775 Words   |  4 PagesThroughout this essay I have learned more than I have in my four years of high school English. 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I have some difficulties as an English speaker, as a university student in U.S. because of three reasons. Firstly, I thought that there were many differences between writing in Japanese and writing in English for me. I could not understand why I could not write what I want to write in English, why I cannot find what I want to write in Eng lish. Secondly, I did not know the way to writing in English as I write in JapaneseRead MoreA Familiar History : Corporate History And Employee Identification1525 Words   |  7 Pageshave all â€Å"interpreted† their past by glorifying their success and glossing over the more awkward and embarrassing events. This practice of showcasing organizational history in the best possible light is a potent form of storytelling and serves as a rhetorical tool to persuade relevant stakeholders (Ooi, 2002; Suddaby, Foster, Trank, 2010). It comes as no surprise, then, that most organizations narrate their history, be it through corporate anniversaries, museums, or publications (Delahaye, Booth, ClarkRead MoreThe Narrator Of A Black Man Or A White Man959 Words   |  4 Pagesto live and allow society to decide what he is and treat him accordingly. However, he does acknowledge that he wouldn t choose to live as a black man because of the shame that he attributes with being African Americ an. This close reading is significant in understanding the novel because the passage is a pivotal moment in the life of the narrator. It is at this moment that all he has experienced in life prepared him for. I will examine the narrator’s use of rhetorical strategies such as word choiceRead MorePatrick Henry s Give Me Liberty1784 Words   |  8 PagesPatrick Henry’s â€Å"Give me Liberty, or Give me Death:† A Rhetorical Analysis On March 23, 1775, in the meeting hall of St. John’s Church in Richmond, Virginia, a group of important statesmen, merchants, plantation owners, military leaders, and various others met to determine the fate of their beloved colony. The colony of Virginia, under the governorship of Lord Dunmore, was tearing at its seams between monarchists, who remained loyal to the British Crown, and patriots in support of independence. Read MoreRhetorical Strategies Used in The Morality of Birth Control Speech by Margaret Sanger970 Words   |  4 Pagesfall under ethos, pathos, or logos, that of which, I would like to uncover in the speech of Margaret Sanger. 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